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Florida CD rates › By county

Best CD rates by Florida county

✓ 67 counties · verified 2026-10-01

Each county page leads with the best standard CD rate by term at the banks and credit unions that have branches in that county, then the best a resident can open online from anywhere. Credit-union membership rules are applied county by county, from each charter. Best from anywhere today: 5.00% at Raymond James Bank (5 yr).

CountyBest local APYAtWith branches hereYou can open
Alachua4.29%TD Bank, National Association 2 yr12113
Baker3.80%Tru-Fi 1 yr4113
Bay3.75%Panhandle 1 yr12112
Bradford4.29%TD Bank, National Association 2 yr4109
Brevard4.50%Launch Credit Union 18 mo14115
Broward4.35%Third Federal Savings and Loan Association of Cleveland 1 yr34116
Calhoun—no branch here posts rates online0111
Charlotte4.50%Suncoast 18 mo8113
Citrus4.50%Suncoast 18 mo7111
Clay4.29%Community First Credit Union of Florida 3 yr7115
Collier4.75%Nicolet National Bank 5 yr23113
Columbia4.29%TD Bank, National Association 2 yr8111
DeSoto4.50%Suncoast 18 mo4110
Dixie4.20%Radiant 2 yr2110
Duval4.29%TD Bank, National Association 2 yr20115
Escambia3.70%Gulf Winds 5 yr12112
Flagler4.25%Space Coast 1 yr6115
Franklin3.25%Emerald Coast 6 mo1111
Gadsden3.82%Addition Financial 5 yr1111
Gilchrist—no branch here posts rates online1110
Glades3.82%First Bank 3 yr1110
Gulf3.25%Emerald Coast 6 mo1111
Hamilton1.07%First Federal Bank 6 mo1110
Hardee4.50%Suncoast 18 mo3111
Hendry4.50%Suncoast 18 mo3110
Hernando4.50%Suncoast 18 mo7113
Highlands4.50%Suncoast 18 mo7111
Hillsborough4.50%Suncoast 18 mo32118
Holmes3.65%Innovations Financial 18 mo3111
Indian River4.29%TD Bank, National Association 2 yr11115
Jackson4.28%All In 18 mo7113
Jefferson—no branch here posts rates online1110
Lafayette1.07%First Federal Bank 6 mo1109
Lake4.29%TD Bank, National Association 2 yr15115
Lee4.50%Suncoast 18 mo21114
Leon4.15%Blue Coast 6 mo13113
Levy4.50%Suncoast 18 mo3111
Liberty—no branch here posts rates online0110
Madison4.15%Blue Coast 6 mo2109
Manatee4.50%Suncoast 18 mo17115
Marion4.30%Gala Bank 2 yr15113
Martin4.29%TD Bank, National Association 2 yr12117
Miami-Dade4.40%HSBC Bank USA, National Association 2 yr43114
Monroe3.50%Keys 5 yr4112
Nassau4.29%Community First Credit Union of Florida 3 yr7114
Okaloosa4.28%All In 18 mo11115
Okeechobee3.00%MIDFLORIDA 5 yr3113
Orange4.50%Suncoast 18 mo33121
Osceola4.50%Suncoast 18 mo13118
Palm Beach4.75%First Choice 5 yr35116
Pasco4.50%Suncoast 18 mo12115
Pinellas5.00%Raymond James Bank 5 yr28119
Polk4.50%Suncoast 18 mo15118
Putnam4.29%TD Bank, National Association 2 yr4113
Santa Rosa4.00%Santa Rosa County 18 mo10111
Sarasota4.50%Suncoast 18 mo27115
Seminole4.40%DFCU Financial 2 yr20118
St. Johns4.29%TD Bank, National Association 2 yr11114
St. Lucie4.29%TD Bank, National Association 2 yr9115
Sumter4.50%Suncoast 18 mo9113
Suwannee4.29%TD Bank, National Association 2 yr3110
Taylor4.15%Blue Coast 6 mo4109
Union3.30%DLP Bank 6 mo1109
Volusia4.50%Launch Credit Union 18 mo14116
Wakulla3.70%Gulf Winds 5 yr3111
Walton4.28%All In 18 mo11114
Washington3.65%Innovations Financial 18 mo5112

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions