Florida CD rates › Banks › First Federal Bank
Bank · HQ Lake City, FL
✓ Verified 2026-10-01 from their own posted rate sheet
First Federal Bank currently posts 45 CD rates from 0.92% to 1.07% APY. Their sheet states an effective date of & APY Last Updated: October 25, 2025.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 1 mo | 0.94% | $50k | $50,000 - $99,999.99 |
| 1 mo | 0.94% | $100k | $100,000 and up |
| 1 mo | 0.92% | $1k | $1,000 - $9,999.99 |
| 1 mo | 0.92% | $10k | $10,000 - $24,999.99 |
| 1 mo | 0.92% | $25k | $25,000 - $49,999.99 |
| 3 mo | 1.01% | $100k | $100,000 and up |
| 3 mo | 0.99% | $50k | $50,000 - $99,999.99 |
| 3 mo | 0.93% | $1k | $1,000 - $9,999.99 |
| 3 mo | 0.93% | $10k | $10,000 - $24,999.99 |
| 3 mo | 0.93% | $25k | $25,000 - $49,999.99 |
| 6 mo | 1.07% | $100k | $100,000 and up |
| 6 mo | 1.04% | $50k | $50,000 - $99,999.99 |
| 6 mo | 1.01% | $1k | $1,000 - $9,999.99 |
| 6 mo | 1.01% | $10k | $10,000 - $24,999.99 |
| 6 mo | 1.01% | $25k | $25,000 - $49,999.99 |
| 1 yr | 1.07% | $100k | $100,000 and up |
| 1 yr | 1.06% | $50k | $50,000 - $99,999.99 |
| 1 yr | 1.03% | $1k | $1,000 - $9,999.99 |
| 1 yr | 1.03% | $10k | $10,000 - $24,999.99 |
| 1 yr | 1.03% | $25k | $25,000 - $49,999.99 |
| 18 mo | 1.07% | $100k | $100,000 and up |
| 18 mo | 1.06% | $50k | $50,000 - $99,999.99 |
| 18 mo | 1.05% | $1k | $1,000 - $9,999.99 |
| 18 mo | 1.05% | $10k | $10,000 - $24,999.99 |
| 18 mo | 1.05% | $25k | $25,000 - $49,999.99 |
| 2 yr | 1.07% | $100k | $100,000 and up |
| 2 yr | 1.06% | $50k | $50,000 - $99,999.99 |
| 2 yr | 1.05% | $1k | $1,000 - $9,999.99 |
| 2 yr | 1.05% | $10k | $10,000 - $24,999.99 |
| 2 yr | 1.05% | $25k | $25,000 - $49,999.99 |
| 3 yr | 1.07% | $100k | $100,000 and up |
| 3 yr | 1.06% | $50k | $50,000 - $99,999.99 |
| 3 yr | 1.05% | $1k | $1,000 - $9,999.99 |
| 3 yr | 1.05% | $10k | $10,000 - $24,999.99 |
| 3 yr | 1.05% | $25k | $25,000 - $49,999.99 |
| 4 yr | 1.07% | $100k | $100,000 and up |
| 4 yr | 1.06% | $50k | $50,000 - $99,999.99 |
| 4 yr | 1.05% | $1k | $1,000 - $9,999.99 |
| 4 yr | 1.05% | $10k | $10,000 - $24,999.99 |
| 4 yr | 1.05% | $25k | $25,000 - $49,999.99 |
| 5 yr | 1.07% | $100k | $100,000 and up |
| 5 yr | 1.06% | $50k | $50,000 - $99,999.99 |
| 5 yr | 1.05% | $1k | $1,000 - $9,999.99 |
| 5 yr | 1.05% | $10k | $10,000 - $24,999.99 |
| 5 yr | 1.05% | $25k | $25,000 - $49,999.99 |
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