Florida CD rates › Credit unions › Blue Coast
Credit union · HQ Perry, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Blue Coast currently posts 12 CD rates from 1.25% to 4.15% APY.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 4.15% | $1k | Must be opened under a commercial/business account with BCFCU |
| 6 mo | 3.95% | $1k | |
| 9 mo | 4.00% | $1k | |
| 1 yr | 4.05% | $1k | |
| 13 mo | 4.10% | $1k | Must be opened under a commercial/business account with BCFCU |
| 13 mo | 4.05% | $1k | |
| 18 mo | 4.08% | $1k | |
| 2 yr | 3.70% | $1k | |
| 3 yr | 2.65% | $1k | |
| 4 yr | 1.95% | $1k | |
| 5 yr | 1.25% | $1k |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 11 mo | 3.30% promo | $500 | Share Certificate - 11 Month Special (Friday Night Lights) — $500 min. opening deposit; APY increases 0.10% with each selected football team victory; consumer certificates only |
Anyone who lives, works, worships or attends school in 13 North Florida counties (plus their immediate family or household) can join. Counties: Dixie, Franklin, Gadsden, Gilchrist, Hamilton, Jefferson, Lafayette, Leon, Levy, Madison, Suwannee, Taylor, Wakulla. Family of existing members can generally join too.
3 branches in 3 counties: Leon (Tallahassee) · Madison (Madison) · Taylor (Perry)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions