Florida CD rates › By county › Jefferson County
✓ 1 institution with branches here · 110 you can open · verified 2026-10-01
Banks and online banks are open to anyone. Credit unions appear only when their charter covers Jefferson County or they are open to all — employer-only and out-of-state charters are left off rather than listed with a catch you can't clear. Rates move; the date above is when we last read each sheet.
No bank or credit union with a branch in Jefferson County posts standard CD rates on its website today (checked 2026-10-01). The rates below are open to a Jefferson County resident online or by phone.
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
These are the same statewide leaders on every county page — banks and online banks take anyone, and the credit unions here are open to all. Membership conditions are on each institution's page.
| Institution | Branches in Jefferson | Best standard CD | Who can open |
|---|---|---|---|
| Renasant Bank Bank | Monticello | promos only — see page | Anyone |
Also with branches in Jefferson County, but not posting CD rates on their websites (ask in the branch): Capital City Bank (Monticello) · Jefferson County Teachers (Monticello).
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| Renasant Bank 1 location: Monticello | 4.00% promo | 5 mo | $10k | 5-Month CD (special) — Promotional CD; can be opened online; auto-renews; early withdrawal penalty may apply |
| Renasant Bank 1 location: Monticello | 3.65% promo | 7 mo | $10k | 7-Month CD (special) — Promotional CD; can be opened online; auto-renews; early withdrawal penalty may apply |
| Renasant Bank 1 location: Monticello | 3.55% promo | 11 mo | $10k | 11-Month CD (special) — Promotional CD; can be opened online; auto-renews; early withdrawal penalty may apply |
| Renasant Bank 1 location: Monticello | 3.05% promo | 17 mo | $10k | 17-Month CD (special) — Promotional CD; can be opened online; auto-renews; early withdrawal penalty may apply |
The statewide promo board, with every catch spelled out, is on the homepage.
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions