Florida CD rates › Credit unions › Launch Credit Union
Credit union · HQ Merritt Island, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Launch Credit Union currently posts 10 CD rates from 3.00% to 4.50% APY. Their sheet states an effective date of 10/01/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 3.45% | $1k | Existing certificates only - no new accounts offered |
| 6 mo | 3.70% | $1k | |
| 1 yr | 3.70% | $1k | |
| 18 mo | 4.50% | $1k | |
| 2 yr | 3.75% | $1k | |
| 30 mo | 3.05% | $1k | Existing certificates only - no new accounts offered |
| 5 yr | 3.75% | $1k |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 7 mo | 3.51% promo | $10k | Business Titanium Certificate Special — Existing shares/certificates only - no new accounts offered; requires Business Titanium Checking; new money only; not renewable |
| 3 yr | 3.15% promo | $1k | BUMP Share Certificate — Variable rate; existing certificates only - no new accounts offered; one-time bump option |
| 26 mo | 3.00% promo | $1k | BUMP Share Certificate — Variable rate; existing certificates only - no new accounts offered; one-time bump option |
Anyone who lives, works, worships or attends school in Brevard, Volusia, Orange, Seminole, Flagler, Osceola, Indian River, Lake or Polk County can join, plus family of members. Counties: Brevard, Volusia, Orange, Seminole, Flagler, Osceola, Indian River, Lake, Polk. Family of existing members can generally join too.
20 branches in 2 counties: Brevard (Cape Canaveral, Cocoa, Kennedy Space Center) · Volusia (Deland, Edgewater, Orange City)
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