Florida CD rates › By county › Lee County › Bonita Springs
✓ 11 institutions with branches in Bonita Springs · 114 you can open · verified 2026-10-01
Bonita Springs is in Lee County. Banks and online banks are open to anyone; credit unions appear only when their charter covers the county or they are open to all. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 3 mo | 3.55% | Lake Michigan Credit union · branch in Bonita Springs · 24 FL branches | $500 | Regional |
| 6 mo | 3.95% | Suncoast Credit union · branch in Bonita Springs · 81 FL branches | $100k | Regional |
| 9 mo | 4.05% | Lake Michigan Credit union · branch in Bonita Springs · 24 FL branches | $500 | Regional |
| 1 yr | 4.35% | Third Federal Savings and Loan Association of Cleveland Bank · branch in Bonita Springs · 16 FL branches | $500 | Anyone |
| 18 mo | 4.50% | Suncoast Credit union · branch in Bonita Springs · 81 FL branches | $100k | Regional |
| 2 yr | 4.00% | Suncoast Credit union · branch in Bonita Springs · 81 FL branches | $100k | Regional |
| 3 yr | 4.25% | Suncoast Credit union · branch in Bonita Springs · 81 FL branches | $100k | Regional |
| 4 yr | 4.00% | Suncoast Credit union · branch in Bonita Springs · 81 FL branches | $100k | Regional |
| 5 yr | 4.15% | Lake Michigan Credit union · branch in Bonita Springs · 24 FL branches | $500 | Regional |
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
Statewide leaders, the same on every city page — banks and online banks take anyone, and these credit unions are open to all. Membership conditions are on each institution's page.
| Institution | Best standard CD | Who can open |
|---|---|---|
| Suncoast Credit union · branch in Bonita Springs · 81 FL branches | 4.50% 18 mo · $100k min | Regional |
| Third Federal Savings and Loan Association of Cleveland Bank · branch in Bonita Springs · 16 FL branches | 4.35% 1 yr · $500 min | Anyone |
| Lake Michigan Credit union · branch in Bonita Springs · 24 FL branches | 4.15% 5 yr · $500 min | Regional |
| JPMorgan Chase Bank, National Association Bank · branch in Bonita Springs · 419 FL branches | 4.00% 7 mo · $100k min | Anyone |
| Valley National Bank Bank · branch in Bonita Springs · 41 FL branches | 3.55% 3 mo · $500 min | Anyone |
| First-Citizens Bank & Trust Company Bank · branch in Bonita Springs · 27 FL branches | 2.50% 3 mo · $500 min | Anyone |
| BankUnited, National Association Bank · branch in Bonita Springs · 50 FL branches | 2.45% 1 yr · $1k min | Anyone |
| Wells Fargo Bank, National Association Bank · branch in Bonita Springs · 463 FL branches | 1.51% 1 yr · $2.5k min | Anyone |
| First Horizon Bank Bank · branch in Bonita Springs · 76 FL branches | 0.10% 6 mo · — min | Anyone |
| Truist Bank Bank · branch in Bonita Springs · 441 FL branches | promos only — see page | Anyone |
| Lake Forest Bank & Trust Company, National Association Bank · branch in Bonita Springs · 3 FL branches | promos only — see page | Anyone |
Also with branches in Bonita Springs, but not posting CD rates on their websites (ask in the branch): Bank of America, National Association · Regions Bank · Fifth Third Bank, National Association · PNC Bank, National Association · Pinnacle Bank · Bank OZK · The Northern Trust Company · BMO Bank National Association · Commerce Bank.
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| Wells Fargo Bank, National Association Bank · branch in Bonita Springs · 463 FL branches | 4.25% promo | 11 mo | $5k (cap $2.5M) | 11 month Special Fixed Rate CD (Relationship APY) — Max $2.5M · Requires linked checking — Miami/Tampa pricing (varies by location) |
| Wells Fargo Bank, National Association Bank · branch in Bonita Springs · 463 FL branches | 4.25% promo | 11 mo | $5k (cap $2.5M) | Special Fixed Rate CD (11 month) - Relationship APY — Max $2.5M · Requires linked qualifying checking — Orlando/Jacksonville pricing (varies by location) |
| Valley National Bank Bank · branch in Bonita Springs · 41 FL branches | 4.10% promo | 6 mo | $500 | 6-Month CD Promotion — New money deposit only; $500 minimum to open |
| Wells Fargo Bank, National Association Bank · branch in Bonita Springs · 463 FL branches | 4.10% promo | 7 mo | $5k (cap $2.5M) | 7 month Special Fixed Rate CD (Relationship APY) — Max $2.5M · Requires linked checking — Miami/Tampa pricing (varies by location) |
| Wells Fargo Bank, National Association Bank · branch in Bonita Springs · 463 FL branches | 4.10% promo | 7 mo | $5k (cap $2.5M) | Special Fixed Rate CD (7 month) - Relationship APY — Max $2.5M · Requires linked qualifying checking — Orlando/Jacksonville pricing (varies by location) |
| JPMorgan Chase Bank, National Association Bank · branch in Bonita Springs · 419 FL branches | 4.00% promo | 7 mo | $100k | CD relationship rate (featured, $100,000 minimum) — Requires qualifying linked Chase personal checking account; not applicable to retirement CDs |
| First-Citizens Bank & Trust Company Bank · branch in Bonita Springs · 27 FL branches | 4.00% promo | 5 mo | $5k (cap $250k) | Online Promotional CD - 5 month — Max $250k · Online promotional CD; new money; must be funded from external sources; not available for IRA/trusts/businesses |
| Wells Fargo Bank, National Association Bank · branch in Bonita Springs · 463 FL branches | 4.00% promo | 15 mo | $5k (cap $2.5M) | 15 month Special Fixed Rate CD (Relationship APY) — Max $2.5M · Requires linked checking — Miami/Tampa pricing (varies by location) |
Lee County · Cape Coral · Estero · Fort Myers · Lehigh Acres · Sanibel · St. James City
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions