Florida CD rates › Banks › Wells Fargo Bank, National Association
Bank · HQ Sioux Falls, SD
✓ Verified 2026-10-01 from their own posted rate sheet
Wells Fargo Bank, National Association currently posts 25 CD rates from 0.05% to 4.25% APY. Their sheet states an effective date of Current Deposit Rates for 09/26/2026 - 10/02/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 0.06% | $2.5k | Same 0.06% relationship APY for all balance tiers; requires linked qualifying checking — Miami/Jacksonville pricing (varies by location) |
| 3 mo | 0.05% | $2.5k | Same 0.05% APY for all balance tiers $0 to $100,000+ — Miami/Tampa/Jacksonville pricing (varies by location) |
| 3 mo | 0.05% | $2.5k | All balance tiers $0-$100,000+ same APY; relationship APY 0.06% — Orlando pricing (varies by location) |
| 6 mo | 0.06% | $2.5k | Same 0.06% relationship APY for all balance tiers — Miami/Jacksonville pricing (varies by location) |
| 6 mo | 0.05% | $2.5k | Same 0.05% APY for all balance tiers $0 to $100,000+ — Miami/Tampa/Jacksonville pricing (varies by location) |
| 6 mo | 0.05% | $2.5k | All balance tiers $0-$100,000+ same APY; relationship APY 0.06% — Orlando pricing (varies by location) |
| 1 yr | 1.51% | $2.5k | Same 1.51% relationship APY for all balance tiers — Miami/Jacksonville pricing (varies by location) |
| 1 yr | 1.50% | $2.5k | Same 1.50% APY for all balance tiers $0 to $100,000+ — Miami/Tampa/Jacksonville pricing (varies by location) |
| 1 yr | 1.50% | $2.5k | All balance tiers $0-$100,000+ same APY; relationship APY 1.51% — Orlando pricing (varies by location) |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 11 mo | 4.25% promo | $5k (cap $2.5M) | 11 month Special Fixed Rate CD (Relationship APY) — Requires linked checking — Miami/Tampa pricing (varies by location) |
| 11 mo | 4.25% promo | $5k (cap $2.5M) | Special Fixed Rate CD (11 month) - Relationship APY — Requires linked qualifying checking — Orlando/Jacksonville pricing (varies by location) |
| 7 mo | 4.10% promo | $5k (cap $2.5M) | 7 month Special Fixed Rate CD (Relationship APY) — Requires linked checking — Miami/Tampa pricing (varies by location) |
| 7 mo | 4.10% promo | $5k (cap $2.5M) | Special Fixed Rate CD (7 month) - Relationship APY — Requires linked qualifying checking — Orlando/Jacksonville pricing (varies by location) |
| 15 mo | 4.00% promo | $5k (cap $2.5M) | 15 month Special Fixed Rate CD (Relationship APY) — Requires linked checking — Miami/Tampa pricing (varies by location) |
| 15 mo | 4.00% promo | $5k (cap $2.5M) | Special Fixed Rate CD (15 month) - Relationship APY — Requires linked qualifying checking — Orlando/Jacksonville pricing (varies by location) |
| 11 mo | 3.99% promo | $5k (cap $2.5M) | 11 month Special Fixed Rate CD — Renewal term 6 months — Miami/Tampa pricing (varies by location) |
| 11 mo | 3.99% promo | $5k (cap $2.5M) | Special Fixed Rate CD (11 month) — Special Interest Rate 3.91%; renews to 6 month term, renewal APY 0.05% — Orlando/Jacksonville pricing (varies by location) |
| 7 mo | 3.84% promo | $5k (cap $2.5M) | 7 month Special Fixed Rate CD — Renewal term 6 months — Miami/Tampa pricing (varies by location) |
| 7 mo | 3.84% promo | $5k (cap $2.5M) | Special Fixed Rate CD (7 month) — Special Interest Rate 3.77%; renews to 6 month term, renewal APY 0.05% — Orlando/Jacksonville pricing (varies by location) |
| 4 mo | 3.75% promo | $5k (cap $2.5M) | 4 month Special Fixed Rate CD (Relationship) — Relationship APY; requires linked Prime/Premier/Private Bank checking — Miami/Tampa pricing (varies by location) |
| 4 mo | 3.75% promo | $5k (cap $2.5M) | Special Fixed Rate CD (4 month) - Relationship APY — Requires linked Prime/Premier/Private Bank Interest Checking — Orlando/Jacksonville pricing (varies by location) |
| 15 mo | 3.74% promo | $5k (cap $2.5M) | 15 month Special Fixed Rate CD — Renewal term 12 months — Miami/Tampa pricing (varies by location) |
| 15 mo | 3.74% promo | $5k (cap $2.5M) | Special Fixed Rate CD (15 month) — Special Interest Rate 3.67%; renews to 12 month term, renewal APY 1.50% — Orlando/Jacksonville pricing (varies by location) |
| 4 mo | 3.49% promo | $5k (cap $2.5M) | 4 month Special Fixed Rate CD — Standard special APY; renewal term 3 months — Miami/Tampa pricing (varies by location) |
| 4 mo | 3.49% promo | $5k (cap $2.5M) | Special Fixed Rate CD (4 month) — Special Interest Rate 3.43%; renews to 3 month term, current renewal APY 0.05% — Orlando/Jacksonville pricing (varies by location) |
463 branches in 44 counties: Alachua (Gainesville) · Baker (Macclenny) · Bay (Panama City, Panama City Beach) · Brevard (Cape Canaveral, Cocoa, Cocoa Beach) · Broward (Coconut Creek, Coral Springs, Davie) · Charlotte (Englewood, Port Charlotte, Punta Gorda) · Citrus (Crystal River, Inverness) · Clay (Green Cove Springs, Middleburg, Orange Park) · Collier (Marco Island, Naples) · Duval (Atlantic Beach, Jacksonville, Jacksonville Beach) · Escambia (Pensacola) · Flagler (Palm Coast) · +32 more
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