Florida CD rates › By county › Volusia County › South Daytona
✓ 2 institutions with branches in South Daytona · 116 you can open · verified 2026-09-29
South Daytona is in Volusia County. Banks and online banks are open to anyone; credit unions appear only when their charter covers the county or they are open to all. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 3 mo | 3.45% | Launch Credit Union Credit union · branch in South Daytona · 20 FL branches | $1k | 9 FL counties |
| 6 mo | 3.70% | Launch Credit Union Credit union · branch in South Daytona · 20 FL branches | $1k | 9 FL counties |
| 1 yr | 3.70% | Launch Credit Union Credit union · branch in South Daytona · 20 FL branches | $1k | 9 FL counties |
| 18 mo | 4.50% | Launch Credit Union Credit union · branch in South Daytona · 20 FL branches | $1k | 9 FL counties |
| 2 yr | 3.75% | Launch Credit Union Credit union · branch in South Daytona · 20 FL branches | $1k | 9 FL counties |
| 3 yr | 3.15% | Launch Credit Union Credit union · branch in South Daytona · 20 FL branches | $1k | 9 FL counties |
| 5 yr | 3.75% | Launch Credit Union Credit union · branch in South Daytona · 20 FL branches | $1k | 9 FL counties |
3 mo 4.05% OMB Bank · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.30% Marcus by Goldman Sachs · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
Statewide leaders, the same on every city page — banks and online banks take anyone, and these credit unions are open to all. Membership conditions are on each institution's page.
| Institution | Best standard CD | Who can open |
|---|---|---|
| Launch Credit Union Credit union · branch in South Daytona · 20 FL branches | 4.50% 18 mo · $1k min | 9 FL counties |
| Truist Bank Bank · branch in South Daytona · 441 FL branches | promos only — see page | Anyone |
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| Launch Credit Union Credit union · branch in South Daytona · 20 FL branches | 3.51% promo | 7 mo | $10k | Business Titanium Certificate Special 7 Month — Requires Business Titanium Checking; new money only; not renewable; existing shares/certificates only - no new accounts offered · 9 FL counties |
| Truist Bank Bank · branch in South Daytona · 441 FL branches | 3.25% promo | 1 yr | $100k | Special CD ($100,000 and above) — Special rate on select new CD accounts; balances $100,000 and above; APY accurate as of 7/28/2026 |
Volusia County · Daytona Beach · Daytona Beach Shores · Deland · Deltona · Edgewater · New Smyrna Beach · Orange City · Ormond Beach · Port Orange
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