Florida CD rates › By county › Orange County and Seminole County › Maitland
✓ 5 institutions with branches in Maitland · 121 you can open · verified 2026-10-01
Maitland is in Orange and Seminole counties. Banks and online banks are open to anyone; credit unions appear only when their charter covers the county or they are open to all. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 3 mo | 3.35% | Axiom Bank, National Association Bank · branch in Maitland · 7 FL branches | $500 | Anyone |
| 6 mo | 3.50% | Axiom Bank, National Association Bank · branch in Maitland · 7 FL branches | $500 | Anyone |
| 9 mo | 3.75% | TrustCo Bank Bank · branch in Maitland · 51 FL branches | $500 | Anyone |
| 1 yr | 3.76% | McCoy Credit union · branch in Maitland · 16 FL branches | $1k | 4 FL counties |
| 18 mo | 3.45% | Axiom Bank, National Association Bank · branch in Maitland · 7 FL branches | $500 | Anyone |
| 2 yr | 4.28% | McCoy Credit union · branch in Maitland · 16 FL branches | $1k | 4 FL counties |
| 3 yr | 4.07% | McCoy Credit union · branch in Maitland · 16 FL branches | $1k | 4 FL counties |
| 4 yr | 2.50% | Axiom Bank, National Association Bank · branch in Maitland · 7 FL branches | $500 | Anyone |
| 5 yr | 4.07% | McCoy Credit union · branch in Maitland · 16 FL branches | $1k | 4 FL counties |
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
Statewide leaders, the same on every city page — banks and online banks take anyone, and these credit unions are open to all. Membership conditions are on each institution's page.
| Institution | Best standard CD | Who can open |
|---|---|---|
| McCoy Credit union · branch in Maitland · 16 FL branches | 4.28% 2 yr · $1k min | 4 FL counties |
| TrustCo Bank Bank · branch in Maitland · 51 FL branches | 3.75% 9 mo · $500 min | Anyone |
| Axiom Bank, National Association Bank · branch in Maitland · 7 FL branches | 3.50% 6 mo · $500 min | Anyone |
| First Horizon Bank Bank · branch in Maitland · 76 FL branches | 0.10% 6 mo · — min | Anyone |
| Truist Bank Bank · branch in Maitland · 441 FL branches | promos only — see page | Anyone |
Also with branches in Maitland, but not posting CD rates on their websites (ask in the branch): Bank of America, National Association · Fifth Third Bank, National Association · ServisFirst Bank · First Colony Bank of Florida.
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| McCoy Credit union · branch in Maitland · 16 FL branches | 4.23% promo | 18 mo | $1k | Share Certificate ($1,000-$100,000+) — Listed under Promotional CD rates · 4 FL counties |
| Axiom Bank, National Association Bank · branch in Maitland · 7 FL branches | 4.15% promo | 13 mo | $500 | Certificate of Deposit / IRA - 13 Month Promotion — Promotional rate |
| Truist Bank Bank · branch in Maitland · 441 FL branches | 3.25% promo | 1 yr | $100k | Special CD ($100,000 and above) — Special rate on select new CD accounts; balances $100,000 and above; APY accurate as of 7/28/2026 |
| McCoy Credit union · branch in Maitland · 16 FL branches | 2.79% promo | 10 mo | $1k | Share Certificate ($1,000-$100,000+) — Listed under Promotional CD rates · 4 FL counties |
| McCoy Credit union · branch in Maitland · 16 FL branches | 2.79% promo | 13 mo | $1k | Share Certificate ($1,000-$100,000+) — Listed under Promotional CD rates · 4 FL counties |
| McCoy Credit union · branch in Maitland · 16 FL branches | 2.17% promo | 15 mo | $1k | Share Certificate ($1,000-$100,000+) — Listed under Promotional CD rates · 4 FL counties |
| McCoy Credit union · branch in Maitland · 16 FL branches | 2.12% promo | 23 mo | $1k | Share Certificate ($1,000-$100,000+) — Listed under Promotional CD rates · 4 FL counties |
Orange County and Seminole County · Altamonte Springs · Apopka · Casselberry · Lake Mary · Longwood · Ocoee · Orlando · Oviedo · Sanford · Windermere · Winter Garden · Winter Park · Winter Springs
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