Florida CD rates › Credit unions › McCoy
Credit union · HQ Orlando, FL
✓ Verified 2026-10-01 from their own posted rate sheet
McCoy currently posts 25 CD rates from 1.51% to 4.28% APY.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 1.81% | $100k | |
| 6 mo | 1.71% | $25k | |
| 6 mo | 1.61% | $5k | |
| 6 mo | 1.51% | $1k | |
| 1 yr | 3.76% | $1k | |
| 1 yr | 3.76% | $5k | |
| 1 yr | 3.76% | $25k | |
| 1 yr | 3.76% | $100k | |
| 2 yr | 4.28% | $1k | |
| 2 yr | 4.28% | $5k | |
| 2 yr | 4.28% | $25k | |
| 2 yr | 4.28% | $100k | |
| 3 yr | 4.07% | $1k | |
| 3 yr | 4.07% | $5k | |
| 3 yr | 4.07% | $25k | |
| 3 yr | 4.07% | $100k | |
| 5 yr | 4.07% | $1k | |
| 5 yr | 4.07% | $5k | |
| 5 yr | 4.07% | $25k | |
| 5 yr | 4.07% | $100k |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 18 mo | 4.23% promo | $1k | Share Certificate ($1,000-$100,000+) — Listed under Promotional CD rates |
| 10 mo | 2.79% promo | $1k | Share Certificate ($1,000-$100,000+) — Listed under Promotional CD rates |
| 13 mo | 2.79% promo | $1k | Share Certificate ($1,000-$100,000+) — Listed under Promotional CD rates |
| 15 mo | 2.17% promo | $1k | Share Certificate ($1,000-$100,000+) — Listed under Promotional CD rates |
| 23 mo | 2.12% promo | $1k | Share Certificate ($1,000-$100,000+) — Listed under Promotional CD rates |
Anyone who lives, works, worships, volunteers or attends school in Orange, Osceola, Seminole or Lake County can join, plus immediate family. Counties: Orange, Osceola, Seminole, Lake. Family of existing members can generally join too.
16 branches in 4 counties: Lake (Clermont) · Orange (Apopka, Ocoee, Orlando) · Osceola (Kissimmee) · Seminole (Lake Mary, Maitland)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions