Florida CD rates › Banks › U.S. Bank National Association
Bank · HQ Cincinnati, OH
✓ Verified 2026-10-01 from their own posted rate sheet
U.S. Bank National Association currently posts 5 CD rates from 0.25% to 3.25% APY. Their sheet states an effective date of October 01, 2026 for ZIP code 33131.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 5 yr | 0.40% | $1k | Rate can be traded up once per term |
| 5 yr | 0.25% | $500 |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 6 mo | 3.25% promo | $1k (cap $250k) | CD Special — New CD Special clients; tiers $1,000-$250,000; not valid for clients with U.S. Bank CD closed within past 60 days; ZIP 33131 |
| 9 mo | 3.15% promo | $1k (cap $250k) | CD Special — New CD Special clients; ZIP 33131 |
| 1 yr | 3.00% promo | $1k (cap $250k) | CD Special — New CD Special clients; ZIP 33131 |
3 branches in 3 counties: Collier (Naples) · Palm Beach (Palm Beach) · Sarasota (Sarasota)
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