Florida CD rates › Credit unions › Together
Credit union · HQ Saint Louis, MO
✓ Verified 2026-10-01 from their own posted rate sheet
Together currently posts 31 CD rates from 3.10% to 4.50% APY. Their sheet states an effective date of APY is accurate as of 09/22/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 3.55% | $1k | Household relationship of $25,000 or more in loan and deposit balances |
| 6 mo | 3.55% | $1k | |
| 6 mo | 3.50% | $1k | |
| 9 mo | 3.55% | $1k | Household relationship of $25,000 or more |
| 9 mo | 3.55% | $1k | |
| 9 mo | 3.50% | $1k | |
| 1 yr | 3.60% | $1k | Household relationship of $25,000 or more |
| 1 yr | 3.60% | $1k | |
| 1 yr | 3.55% | $1k | |
| 18 mo | 3.30% | $1k | Household relationship of $25,000 or more |
| 18 mo | 3.30% | $1k | |
| 18 mo | 3.25% | $1k | |
| 2 yr | 3.30% | $1k | Household relationship of $25,000 or more |
| 2 yr | 3.30% | $1k | |
| 2 yr | 3.25% | $1k | |
| 3 yr | 3.30% | $1k | Household relationship of $25,000 or more |
| 3 yr | 3.30% | $1k | |
| 3 yr | 3.25% | $1k | |
| 3 yr | 3.15% | $1k | Variable APY; Gold tier |
| 3 yr | 3.15% | $1k | Variable; Traditional IRAs only |
| 3 yr | 3.10% | $1k | Variable APY; rate may change twice during term |
| 4 yr | 3.30% | $1k | Household relationship of $25,000 or more |
| 4 yr | 3.30% | $1k | |
| 4 yr | 3.25% | $1k | |
| 5 yr | 3.30% | $1k | Household relationship of $25,000 or more |
| 5 yr | 3.30% | $1k | |
| 5 yr | 3.25% | $1k | |
| 5 yr | 3.15% | $1k | Variable APY; Gold tier |
| 5 yr | 3.15% | $1k | Variable; Traditional IRAs only |
| 5 yr | 3.10% | $1k | Variable APY; rate may change twice during term |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 11 mo | 4.50% promo | $1k | IRA CD Special — Special starting 09/22/2026 |
Age-restricted: CD Special 4.50% (11 mo) — not open to general savers.
In Florida, only employees of its partner employers (such as Anheuser-Busch) and family of members can join; its home field is the St. Louis area, parts of Illinois, Williamsburg VA and the Dallas metro. Family of existing members can generally join too.
3 branches in 3 counties: Duval (Jacksonville) · Hillsborough (Tampa) · Orange (Orlando)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions