Florida CD rates › Credit unions › Publix Employees
Credit union · HQ Lakeland, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Publix Employees currently posts 14 CD rates from 3.09% to 4.60% APY. Their sheet states an effective date of 9/1/026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 3.33% | $100k | |
| 6 mo | 3.22% | $500 | |
| 1 yr | 3.75% | $100k | |
| 1 yr | 3.65% | $1k | |
| 2 yr | 3.60% | $100k | |
| 2 yr | 3.49% | $1k | |
| 3 yr | 3.55% | $100k | |
| 3 yr | 3.44% | $1k | |
| 4 yr | 3.19% | $100k | |
| 4 yr | 3.09% | $1k | |
| 5 yr | 3.44% | $100k | |
| 5 yr | 3.34% | $1k |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 10 mo | 4.60% promo | $100k | JUMBO Regular & IRA Certificate — APY accurate as of 7/15/2026; renews as 12-month certificate at maturity |
| 10 mo | 4.50% promo | $1k | Regular & IRA Certificate — APY accurate as of 7/15/2026; renews as 12-month certificate at maturity |
Age-restricted: Youth Certificate 3.65% (1 yr) — not open to general savers.
Publix Super Markets associates, retirees, and their family or household members can join. Family of existing members can generally join too.
10 branches in 6 counties: Broward (Pembroke Pines) · Duval (Jacksonville) · Palm Beach (Royal Palm Beach) · Polk (Lakeland) · Sarasota (Sarasota) · Seminole (Altamonte Springs)
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