Florida CD rates › Credit unions › Orlando
Credit union · HQ Orlando, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Orlando currently posts 6 CD rates from 3.09% to 3.80% APY. Their sheet states an effective date of 8/14/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 3.51% | $100k | |
| 6 mo | 3.46% | $1k | |
| 1 yr | 3.71% | $100k | |
| 1 yr | 3.67% | $1k | |
| 18 mo | 3.09% | $100k |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 1 yr | 3.80% promo | $500 (cap $500) | Term Share Certificate - Starter Rate — $500 min & max deposit |
Anyone in the U.S. can join by joining the Orlando Credit Union Charitable Foundation, or automatically if you live, work or worship in one of 8 Central Florida counties. Counties: Brevard, Hillsborough, Lake, Orange, Osceola, Polk, Seminole, Volusia. Family of existing members can generally join too.
7 branches in 2 counties: Lake (Clermont) · Orange (Apopka, Orlando)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions