Florida CD rates › Credit unions › My Pensacola
Credit union · HQ Pensacola, FL
✓ Verified 2026-10-01 from their own posted rate sheet
My Pensacola currently posts 14 CD rates from 2.00% to 3.50% APY. Their sheet states an effective date of October 1, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 2.00% | $1k | |
| 1 yr | 2.75% | $1k | |
| 1 yr | 2.75% | — | Penalty for early withdrawal |
| 18 mo | 3.00% | $1k | |
| 18 mo | 3.00% | — | Penalty for early withdrawal |
| 2 yr | 3.00% | $1k | |
| 2 yr | 3.00% | — | Penalty for early withdrawal |
| 3 yr | 3.00% | $1k | |
| 3 yr | 3.00% | — | Penalty for early withdrawal |
| 4 yr | 3.30% | $1k | |
| 4 yr | 3.30% | — | Penalty for early withdrawal |
| 5 yr | 3.50% | $1k | |
| 5 yr | 3.50% | — | Penalty for early withdrawal |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 5 mo | 3.50% promo | $1k (cap $50k) | Share Certificate Special — Limited time only; rolls over into Share Savings at maturity |
Anyone who lives, works, worships, or attends school in Escambia County, Florida — plus their family — can join with a $5 deposit. Counties: Escambia. Family of existing members can generally join too.
2 branches in 1 county: Escambia (Pensacola)
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