Florida CD rates › Credit unions › Miami Postal Service
Credit union · HQ Miami, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Miami Postal Service currently posts 10 CD rates from 2.05% to 2.50% APY. Their sheet states an effective date of Thursday, October 1st, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 2.25% | $1k | |
| 6 mo | 2.05% | $1k | |
| 9 mo | 2.50% | $25k | |
| 9 mo | 2.25% | $5k | |
| 9 mo | 2.15% | $1k | |
| 1 yr | 2.50% | $1k | |
| 18 mo | 2.50% | $1k | |
| 2 yr | 2.50% | $1k | |
| 3 yr | 2.50% | $1k | |
| 5 yr | 2.50% | $1k |
Age-restricted: Youth Share Certificate 2.05% (6 mo) — not open to general savers.
Anyone who lives, works, or worships in Miami-Dade, Broward, Palm Beach, Monroe, Martin or St. Lucie counties can join, plus postal and federal employees and members' immediate family anywhere. Counties: Miami-Dade, Broward, Palm Beach, Monroe, Martin, St. Lucie. Family of existing members can generally join too.
3 branches in 1 county: Miami-Dade (Hialeah, Miami, Pinecrest)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions