Florida CD rates › Credit unions › Miami
Credit union · HQ Miami, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Miami currently posts 13 CD rates from 1.51% to 3.80% APY. Their sheet states an effective date of 12/9/2025.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 3.80% | $10k | |
| 6 mo | 3.55% | $200 | |
| 1 yr | 3.55% | $10k | |
| 1 yr | 3.55% | $200 | |
| 1 yr | 3.29% | $200 | |
| 18 mo | 3.03% | $10k | |
| 18 mo | 2.52% | $200 | |
| 2 yr | 2.78% | $10k | |
| 2 yr | 2.52% | $200 | |
| 30 mo | 2.02% | $200 | |
| 30 mo | 2.02% | $10k | |
| 5 yr | 1.51% | $200 | |
| 5 yr | 1.51% | $10k |
Government and select employer groups in South Florida (plus veterans), or anyone who donates $15 to Friends of the Foundation. Counties: Miami-Dade, Broward, Monroe, Palm Beach. Family of existing members can generally join too.
4 branches in 2 counties: Broward (Ft Lauderdale) · Miami-Dade (Miami)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions