Florida CD rates › Credit unions › Insight
Credit union · HQ Winter Springs, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Insight currently posts 21 CD rates from 2.45% to 3.80% APY. Their sheet states an effective date of 03/02/26.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 2.55% | $1M | |
| 3 mo | 2.45% | $1k | |
| 3 mo | 2.45% | $100k | |
| 6 mo | 3.40% | $1M | |
| 6 mo | 3.30% | $1k | |
| 6 mo | 3.30% | $100k | |
| 1 yr | 3.80% | $1M | |
| 1 yr | 3.70% | $1k | |
| 1 yr | 3.70% | $100k | |
| 2 yr | 3.40% | $1M | |
| 2 yr | 3.30% | $1k | |
| 2 yr | 3.30% | $100k | |
| 3 yr | 3.50% | $1M | |
| 3 yr | 3.40% | $1k | |
| 3 yr | 3.40% | $100k | |
| 4 yr | 3.35% | $1M | |
| 4 yr | 3.25% | $1k | |
| 4 yr | 3.25% | $100k | |
| 5 yr | 3.40% | $1M | |
| 5 yr | 3.30% | $1k | |
| 5 yr | 3.30% | $100k |
Anyone who lives or works in 21 Central Florida counties — or anyone who donates $5 to the Insight Community Foundation — can join. Counties: Brevard, Citrus, Columbia, Desoto, Dixie, Gilchrist, Hardee, Hernando, Highlands, Lake, Levy, Marion, Orange, Osceola, Pasco, Putnam, Seminole, Sumter, Suwannee, Taylor, Volusia.
14 branches in 5 counties: Lake (Clermont, Eustis, Lady Lake) · Orange (Apopka, Orlando) · Osceola (Kissimmee) · Seminole (Lake Mary, Winter Springs) · Volusia (Deland)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions