Florida CD rates › Banks › Happen Bank
Bank · HQ Lehi, UT · online, nationwide
✓ Verified 2026-10-01 from their own posted rate sheet
Happen Bank currently posts 6 CD rates from 3.40% to 4.40% APY. Their sheet states an effective date of 09/30/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 4.20% | $500 | |
| 11 mo | 4.20% | $500 | Featured headline rate |
| 1 yr | 3.50% | $500 | |
| 14 mo | 3.50% | $500 | |
| 2 yr | 4.40% | $500 | |
| 5 yr | 3.40% | $500 |
Online institution — accounts open nationwide, no Florida branches.
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