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Grow Financial CD Rates

Credit union · HQ Tampa, FL

✓ Verified 2026-10-01 from their own posted rate sheet

Grow Financial currently posts 16 CD rates from 3.61% to 4.18% APY. Their sheet states an effective date of The APYs are accurate as of 10/01/2026.

Standard CD rates

TermAPYMinimumDetails
6 mo3.97%$100k6 - 11 months
6 mo3.87%$5006 - 11 months
1 yr4.07%$100k12 - 17 months
1 yr3.97%$50012 - 17 months
18 mo3.92%$100k18 - 23 months
18 mo3.82%$50018 - 23 months
2 yr4.18%$100k24 - 29 months
2 yr4.07%$50024 - 29 months
30 mo3.71%$100k30 - 35 months
30 mo3.61%$50030 - 35 months
3 yr3.82%$100k36 - 47 months
3 yr3.71%$50036 - 47 months
4 yr3.82%$100k48 - 59 months
4 yr3.71%$50048 - 59 months
5 yr4.02%$100k
5 yr3.92%$500

Who can join

Active or retired military, MacDill AFB civilian staff, employees of partner employers, and their family or household members can join. Family of existing members can generally join too.

Florida branches

23 branches in 5 counties: Hernando (Spring Hill) · Hillsborough (Brandon, Lutz, Tampa) · Manatee (Bradenton) · Pasco (New Port Richey, Wesley Chapel) · Pinellas (Clearwater, Largo, Pinellas Park)

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions