FNBT BANK doesn't publish CD rates on its website (last checked 2026-08-26). To get their current CD rates you'll need to call or visit a branch — many smaller institutions quote rates only in person, and those rates are sometimes negotiable.
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Florida branches
10 branches in 3 counties: Okaloosa (Crestview, Destin, Fort Walton Beach) · Santa Rosa (Navarre) · Walton (De Funiak Springs, Destin)