Florida CD rates › Credit unions › First Florida
Credit union · HQ Jacksonville, FL
✓ Verified 2026-10-01 from their own posted rate sheet
First Florida currently posts 10 CD rates from 3.25% to 3.90% APY. Their sheet states an effective date of 08/01/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 3.25% | $1k | |
| 6 mo | 3.45% | $1k | |
| 1 yr | 3.70% | $1k | |
| 18 mo | 3.65% | $1k | |
| 2 yr | 3.80% | $1k | |
| 30 mo | 3.80% | $1k | |
| 3 yr | 3.90% | $1k | |
| 4 yr | 3.65% | $1k | |
| 5 yr | 3.50% | $1k |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 2 yr | 3.70% promo | $1k | 24 Month Step Certificate — Renews as regular 24 month term; one rate exchange allowed during term; may add funds at that time |
Age-restricted: 24 Month Sand Dollar Certificate 3.80% (2 yr) — not open to general savers.
Membership rules not yet verified — check the credit union's own membership page.
18 branches in 7 counties: Broward (Pembroke Park) · Clay (Orange Park) · Duval (Jacksonville) · Leon (Tallahassee) · Orange (Orlando) · Saint Johns (Jacksonville, St Johns) · Union (Raiford)
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