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Florida CD rates › Credit unions › Champions First

Champions First CD Rates

Credit union · HQ Tallahassee, FL

✓ Verified 2026-10-01 from their own posted rate sheet

Champions First currently posts 2 CD rates from 3.85% to 4.00% APY.

Promos & specials

TermAPYMinimumThe catch / conditions
9 mo4.00% promo$1kPromotional Certificate of Deposit — Minimum balance to open a promotional CD is $1,000; limited time offer; early withdrawal penalty applies
17 mo3.85% promo$1kPromotional Certificate of Deposit — Minimum balance to open a promotional CD is $1,000; limited time offer; early withdrawal penalty applies

Who can join

Anyone who lives or works in one of 18 Panhandle and North Florida counties can join. Counties: Bay, Calhoun, Columbia, Escambia, Franklin, Gadsden, Gulf, Holmes, Jackson, Jefferson, Leon, Liberty, Okaloosa, Santa Rosa, Taylor, Wakulla, Walton, Washington.

Florida branches

9 branches in 6 counties: Bay (Panama City) · Columbia (Lake City) · Escambia (Cantonment) · Leon (Tallahassee) · Taylor (Perry) · Wakulla (Crawfordville)

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions