Florida CD rates › Credit unions › BrightStar
Credit union · HQ Fort Lauderdale, FL
✓ Verified 2026-10-01 from their own posted rate sheet
BrightStar currently posts 1 CD rate from 3.85% to 3.85% APY. Their sheet states an effective date of 07/01/26.
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 3 mo | 3.85% promo | $500 | 3 Month Certificate of Deposit — Guaranteed fixed rate for 3 months; $500.00 minimum on Certificate of Deposit; membership eligibility required; early withdrawal penalty may apply |
Anyone who lives, works, or attends school in one of 23 Florida counties — plus their family members — can join. Counties: Broward, Collier, Lee, Martin, Miami-Dade, Palm Beach, St. Lucie, Pinellas, Hillsborough, Polk, Osceola, Brevard, Manatee, Hardee, Highlands, Okeechobee, Indian River, Sarasota, DeSoto, Charlotte, Glades, Hendry, Monroe. Family of existing members can generally join too.
10 branches in 2 counties: Broward (Fort Lauderdale, Hollywood, Lauderhill) · Miami-Dade (Miami Beach)
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