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Baxter CD Rates

Credit union · HQ Vernon Hills, IL

✓ Verified 2026-10-01 from their own posted rate sheet

Baxter currently posts 4 CD rates from 3.55% to 4.10% APY. Their sheet states an effective date of accurate as of 10/1/2026.

Promos & specials

TermAPYMinimumThe catch / conditions
65 mo4.10% promo$500CD Special — APY based on qualifying for Rewards Rate (two qualifying relationships)
22 mo3.85% promo$500CD Special — APY based on qualifying for Rewards Rate (two qualifying relationships)
18 mo3.65% promo$500CD Special — APY based on qualifying for Rewards Rate (two qualifying relationships)
11 mo3.55% promo$500CD Special — APY based on qualifying for Rewards Rate (two qualifying relationships)

Who can join

Anyone can join by subscribing to BCU's Life. Money. You. program, or through a partner employer/association, living or working in six Chicago-area/Wisconsin counties or Puerto Rico, or family of a member. Family of existing members can generally join too.

Florida branches

2 branches in 2 counties: Miami-Dade (Miami) · Polk (Lakeland)

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions