Florida CD rates › Credit unions › American Airlines
Credit union · HQ Fort Worth, TX
✓ Verified 2026-10-01 from their own posted rate sheet
American Airlines currently posts 34 CD rates from 2.89% to 4.07% APY. Their sheet states an effective date of as of: 10/01/2025 (Share/IRA Certificate Rate and Fee Schedule); Effective as of: 01/01/2026 (Short-Term Share Certificate).
| Term | APY | Minimum | Details |
|---|---|---|---|
| 1 yr | 4.00% | $1k | $1,000.00 minimum balance tier |
| 1 yr | 4.00% | $10k | $10,000.00 minimum balance tier |
| 1 yr | 3.92% | $1k | Ladder option 2 |
| 1 yr | 3.92% | $1k | Ladder option 3 |
| 1 yr | 3.92% | $10k | Ladder option 2 |
| 1 yr | 3.92% | $10k | Ladder option 3 |
| 2 yr | 3.92% | $1k | Ladder option 2 |
| 2 yr | 3.92% | $1k | Ladder option 3 |
| 2 yr | 3.92% | $10k | Ladder option 2 |
| 2 yr | 3.92% | $10k | Ladder option 3 |
| 2 yr | 2.89% | $1k | $1,000.00 minimum balance tier |
| 2 yr | 2.89% | $10k | $10,000.00 minimum balance tier |
| 30 mo | 3.92% | $1k | Ladder option 1 |
| 30 mo | 3.92% | $10k | Ladder option 1 |
| 30 mo | 2.89% | $1k | $1,000.00 minimum balance tier |
| 30 mo | 2.89% | $10k | $10,000.00 minimum balance tier |
| 3 yr | 3.97% | $1k | Ladder option 2 |
| 3 yr | 3.97% | $1k | Ladder option 3 |
| 3 yr | 3.97% | $10k | Ladder option 2 |
| 3 yr | 3.97% | $10k | Ladder option 3 |
| 3 yr | 2.94% | $1k | $1,000.00 minimum balance tier |
| 3 yr | 2.94% | $10k | $10,000.00 minimum balance tier |
| 4 yr | 4.02% | $1k | Ladder option 3 |
| 4 yr | 4.02% | $10k | Ladder option 3 |
| 4 yr | 2.99% | $1k | $1,000.00 minimum balance tier |
| 4 yr | 2.99% | $10k | $10,000.00 minimum balance tier |
| 5 yr | 4.07% | $1k | Ladder option 1 |
| 5 yr | 4.07% | $1k | Ladder option 3 |
| 5 yr | 4.07% | $10k | Ladder option 1 |
| 5 yr | 4.07% | $10k | Ladder option 3 |
| 5 yr | 3.04% | $1k | $1,000.00 minimum balance tier |
| 5 yr | 3.04% | $10k | $10,000.00 minimum balance tier |
| 5 yr | 3.04% | $25 | $25.00 minimum opening deposit and $25.00 minimum monthly deposits; Declaration Date 10/01/2024 |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 6 mo | 4.05% promo | $1k | Short-Term Share Certificate — Effective 01/01/2026 |
Anyone working in the air transportation industry and their immediate family members can join Family of existing members can generally join too.
6 branches in 2 counties: Broward (Fort Lauderdale) · Miami-Dade (Miami)
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