Florida CD rates › Banks › Amerant Bank, National Association
Bank · HQ Coral Gables, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Amerant Bank, National Association currently posts 10 CD rates from 2.50% to 4.25% APY. Their sheet states an effective date of 09/23/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 3.00% | $10k | Florida only; new funds; $10,000 min in-branch (max $500,000), $500 min online (max $250,000) |
| 9 mo | 3.25% | $10k | Florida only; new funds |
| 15 mo | 2.50% | $10k | |
| 18 mo | 2.50% | $10k | |
| 2 yr | 2.50% | $10k | |
| 3 yr | 2.50% | $10k | |
| 4 yr | 2.50% | $10k | |
| 5 yr | 2.50% | $10k |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 6 mo | 4.25% promo | $10k (cap $250k) | Certificate of Deposit (Florida) - promotional — Promotional CD offer for Florida residents; valid as of 09/10/2026; must open by 10/09/2026; min $10,000 from external source; max $250,000 per account/$500,000 |
| 1 yr | 4.00% promo | $10k (cap $250k) | Certificate of Deposit (Florida) - promotional — Promotional CD offer for Florida residents; must open by 10/09/2026 |
21 branches in 4 counties: Broward (Coral Springs, Davie, Fort Lauderdale) · Hillsborough (Tampa) · Miami-Dade (Aventura, Coral Gables, Doral) · Palm Beach (Boca Raton, Delray Beach, West Palm Beach)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions