Florida CD rates › Credit unions › Achieva Credit Union
Credit union · HQ Dunedin, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Achieva Credit Union currently posts 2 CD rates from 4.35% to 4.35% APY.
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 13 mo | 4.35% promo | $10k | Consumer CD / IRA Certificate (limited time offer) — Minimum opening deposit $10,000; new money only (funds not on deposit with Achieva in last 90 days) |
| 13 mo | 4.35% promo | $10k | Business CD (limited time offer) — Business accounts; minimum opening deposit $10,000; no new-money requirement |
Anyone who lives or works in 15 Florida counties, their relatives, or anyone else who makes a small donation to the Achieva Foundation can join. Counties: Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Lee, Manatee, Monroe, Pasco, Pinellas, Sarasota. Family of existing members can generally join too.
29 branches in 9 counties: Charlotte (Port Charlotte, Punta Gorda) · Collier (Naples) · Hernando (Spring Hill) · Hillsborough (Tampa) · Lee (Cape Coral, Estero, Fort Myers) · Manatee (Bradenton) · Pasco (Land O Lakes, New Port Richey, Odessa) · Pinellas (Clearwater, Dunedin, Largo) · Sarasota (North Port, Sarasota, Venice)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions