Florida CD rates › By county › Walton County › Miramar Beach
✓ 2 institutions with branches in Miramar Beach · 104 you can open · verified 2026-09-16
Miramar Beach is in Walton County. Banks and online banks are open to anyone; credit unions appear only when their charter covers the county or they are open to all. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 9 mo | 3.00% | The Huntington National Bank Bank · branch in Miramar Beach · 19 FL branches | $1k | Anyone |
3 mo 4.05% OMB Bank · 6 mo 4.20% Happen Bank · 9 mo 4.30% Marcus by Goldman Sachs · 1 yr 4.30% CFG Bank · 18 mo 4.35% Raymond James Bank · 2 yr 4.40% Raymond James Bank · 3 yr 4.50% Raymond James Bank · 4 yr 4.60% Raymond James Bank · 5 yr 4.75% Raymond James Bank
Statewide leaders, the same on every city page — banks and online banks take anyone, and these credit unions are open to all. Membership conditions are on each institution's page.
| Institution | Best standard CD | Who can open |
|---|---|---|
| The Huntington National Bank Bank · branch in Miramar Beach · 19 FL branches | 3.66% 5 mo · $1k min | Anyone |
| Renasant Bank Bank · branch in Miramar Beach · 27 FL branches | promos only — see page | Anyone |
Also with branches in Miramar Beach, but not posting CD rates on their websites (ask in the branch): Regions Bank · Community Bank of Mississippi · First National Bank of Decatur County.
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| Renasant Bank Bank · branch in Miramar Beach · 27 FL branches | 4.00% promo | 5 mo | $10k | 5-Month CD Special — Promotional CD; can be opened online; auto-renews at maturity; early withdrawal penalty may apply |
| Renasant Bank Bank · branch in Miramar Beach · 27 FL branches | 3.65% promo | 7 mo | $10k | 7-Month CD Special — Promotional CD; can be opened online; auto-renews at maturity; early withdrawal penalty may apply |
| Renasant Bank Bank · branch in Miramar Beach · 27 FL branches | 3.55% promo | 11 mo | $10k | 11-Month CD Special — Promotional CD; can be opened online; auto-renews at maturity; early withdrawal penalty may apply |
| Renasant Bank Bank · branch in Miramar Beach · 27 FL branches | 3.05% promo | 17 mo | $10k | 17-Month CD Special — Promotional CD; can be opened online; auto-renews at maturity; early withdrawal penalty may apply |
Walton County · Defuniak Springs · Destin · Freeport · Miramar · Panama City Beach · Santa Rosa Beach
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