Florida CD rates › By county › Sarasota County › Longboat Key
✓ 2 institutions with branches in Longboat Key · 115 you can open · verified 2026-10-01
Longboat Key is in Sarasota County. Banks and online banks are open to anyone; credit unions appear only when their charter covers the county or they are open to all. Rates move; the date above is when we last read each sheet.
The institutions with branches in Longboat Key post only promotional CDs online today (checked 2026-10-01) — see the specials below.
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
Statewide leaders, the same on every city page — banks and online banks take anyone, and these credit unions are open to all. Membership conditions are on each institution's page.
| Institution | Best standard CD | Who can open |
|---|---|---|
| JPMorgan Chase Bank, National Association Bank · branch in Longboat Key · 419 FL branches | 4.00% 7 mo · $100k min | Anyone |
| Truist Bank Bank · branch in Longboat Key · 441 FL branches | promos only — see page | Anyone |
Also with branches in Longboat Key, but not posting CD rates on their websites (ask in the branch): Bank of America, National Association.
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association Bank · branch in Longboat Key · 419 FL branches | 4.00% promo | 7 mo | $100k | CD relationship rate (featured, $100,000 minimum) — Requires qualifying linked Chase personal checking account; not applicable to retirement CDs |
| Truist Bank Bank · branch in Longboat Key · 441 FL branches | 3.25% promo | 1 yr | $100k | Special CD ($100,000 and above) — Special rate on select new CD accounts; balances $100,000 and above; APY accurate as of 7/28/2026 |
Sarasota County · Englewood · Lakewood Ranch · Nokomis · North Port · Sarasota · Venice
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