Florida CD rates › By county › Highlands County › Lake Placid
✓ 4 institutions with branches in Lake Placid · 111 you can open · verified 2026-10-01
Lake Placid is in Highlands County. Banks and online banks are open to anyone; credit unions appear only when their charter covers the county or they are open to all. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 3 mo | 1.99% | TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | $0.01 | Anyone |
| 6 mo | 3.28% | Crews Bank & Trust Bank · branch in Lake Placid · 20 FL branches | $500 | Anyone |
| 9 mo | 3.49% | TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | $0.01 | Anyone |
| 1 yr | 4.14% | TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | $0.01 | Anyone |
| 18 mo | 4.24% | TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | $0.01 | Anyone |
| 2 yr | 4.29% | TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | $0.01 | Anyone |
| 3 yr | 3.36% | Crews Bank & Trust Bank · branch in Lake Placid · 20 FL branches | $500 | Anyone |
| 4 yr | 3.65% | Crews Bank & Trust Bank · branch in Lake Placid · 20 FL branches | $500 | Anyone |
| 5 yr | 3.70% | Crews Bank & Trust Bank · branch in Lake Placid · 20 FL branches | $500 | Anyone |
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
Statewide leaders, the same on every city page — banks and online banks take anyone, and these credit unions are open to all. Membership conditions are on each institution's page.
| Institution | Best standard CD | Who can open |
|---|---|---|
| TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | 4.29% 2 yr · $0.01 min | Anyone |
| Crews Bank & Trust Bank · branch in Lake Placid · 20 FL branches | 3.70% 5 yr · $500 min | Anyone |
| MIDFLORIDA Credit union · branch in Lake Placid · 69 FL branches | 3.00% 5 yr · $1k min | Regional |
| Seacoast National Bank Bank · branch in Lake Placid · 103 FL branches | promos only — see page | Anyone |
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | 4.30% promo | 2 yr | $0.01 (cap $10k) | TD Choice CD Promotional ($0.01-$9,999.99) — Max $10k |
| TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | 4.30% promo | 2 yr | $10k (cap $50k) | TD Choice CD Promotional ($10,000-$49,999.99) — Max $50k |
| TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | 4.30% promo | 2 yr | $50k (cap $100k) | TD Choice CD Promotional ($50,000-$99,999.99) — Max $100k |
| TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | 4.30% promo | 2 yr | $100k | TD Choice CD Promotional ($100,000+) |
| TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | 4.25% promo | 18 mo | $0.01 (cap $10k) | TD Choice CD Promotional ($0.01-$9,999.99) — Max $10k |
| TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | 4.25% promo | 18 mo | $10k (cap $50k) | TD Choice CD Promotional ($10,000-$49,999.99) — Max $50k |
| TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | 4.25% promo | 18 mo | $50k (cap $100k) | TD Choice CD Promotional ($50,000-$99,999.99) — Max $100k |
| TD Bank, National Association Bank · branch in Lake Placid · 166 FL branches | 4.25% promo | 18 mo | $100k | TD Choice CD Promotional ($100,000+) |
Highlands County · Avon Park · Sebring
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