Florida CD rates › By county › Citrus County › Hernando
✓ 2 institutions with branches in Hernando · 101 you can open · verified 2026-09-16
Hernando is in Citrus County. Banks and online banks are open to anyone; credit unions appear only when their charter covers the county or they are open to all. Rates move; the date above is when we last read each sheet.
The institutions with branches in Hernando post only promotional CDs online today (checked 2026-09-16) — see the specials below.
3 mo 4.05% OMB Bank · 6 mo 4.20% Happen Bank · 9 mo 4.30% Marcus by Goldman Sachs · 1 yr 4.30% CFG Bank · 18 mo 4.35% Raymond James Bank · 2 yr 4.40% Raymond James Bank · 3 yr 4.50% Raymond James Bank · 4 yr 4.60% Raymond James Bank · 5 yr 4.75% Raymond James Bank
Statewide leaders, the same on every city page — banks and online banks take anyone, and these credit unions are open to all. Membership conditions are on each institution's page.
| Institution | Best standard CD | Who can open |
|---|---|---|
| Truist Bank Bank · branch in Hernando · 441 FL branches | promos only — see page | Anyone |
| Seacoast National Bank Bank · branch in Hernando · 103 FL branches | promos only — see page | Anyone |
Also with branches in Hernando, but not posting CD rates on their websites (ask in the branch): Brannen Bank.
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| Seacoast National Bank Bank · branch in Hernando · 103 FL branches | 3.75% promo | 1 yr | $1k | CD — Minimum opening deposit of $1,000; not available to funds currently on deposit at Seacoast Bank; special APY applies to initial term only; auto-renews at maturi |
| Seacoast National Bank Bank · branch in Hernando · 103 FL branches | 3.30% promo | 7 mo | $1k | CD — Minimum opening deposit of $1,000; not available to funds currently on deposit at Seacoast Bank; special APY applies to initial term only; auto-renews at maturi |
| Truist Bank Bank · branch in Hernando · 441 FL branches | 3.25% promo | 1 yr | $100k | Special CD ($100,000 and above) — Special rate on select new CD accounts; balances $100,000 and above; APY accurate as of 7/28/2026 |
| Seacoast National Bank Bank · branch in Hernando · 103 FL branches | 3.25% promo | 3 mo | $1k | CD — Minimum opening deposit of $1,000; not available to funds currently on deposit at Seacoast Bank; special APY applies to initial term only; auto-renews at maturi |
Citrus County · Beverly Hills · Crystal River · Inverness
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions